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Overview of Chapter 7 Bankruptcy in Oregon and Washington

Sometimes it's helpful to have kind of a global or overhead view of a process before drilling down in into the particulars. What follows is a view of Chapter 7 bankruptcy in Oregon and Washington from 30,000 feet up. I mean that both figuratively and literally as I am writing this 30,000 feet above eastern [...]

2017-10-23T20:18:16+00:00

Oregon, Bankruptcy and Marijuana

So you were in the marijuana business or worked in it and things didn’t work out. Now you are thinking about filing bankruptcy and wonder what effect, if any, your former business or employer is going to have on you.  As bizarre as it might sound to anyone living in Portland or Salem where dispensaries have [...]

2017-10-23T20:17:05+00:00

The Phantom Bankruptcy Discharge for the Washington Non-filing Spouse

A little known secret about bankruptcy in Washington is that you can get most of the benefits of a bankruptcy discharge even if your spouse filed and you don’t. This is so because of Section 523(a)(5) of the bankruptcy code, a little known provision that applies to a bankruptcy discharge in a community property state. [...]

2017-10-23T20:16:15+00:00

FDCPA, Bankruptcy and the Oregon Consumer

Many of the Oregonians who come to us to file bankruptcy have been harassed by debt collectors for year. A significant portion of them are unaware that not only is there a mechanism for stopping many of those debt collectors in their tracks, but there is also a chance for a significant recovery for their [...]

2017-10-10T16:18:42+00:00

What to Do with Taxes that Bankruptcy won’t Discharge without Repayment?

Some taxes don’t qualify for bankruptcy discharge. Most often this is because they were due less than three years ago or were filed less than two years ago. Many of our potential bankruptcy clients worry about a big tax bill after bankruptcy, particularly clients with large balances owing to the Oregon Department of Revenue.  Certainly [...]

2017-10-10T16:16:22+00:00

NO MORE MYSTERY COLLECTIONS LAWSUITS IN OREGON

I am happy to report that on October 6, 2017, Oregonians who are victimized by debt collectors with mystery lawsuits achieved a substantial victory. House Bill 2356 which was signed into law this summer became effective. This new law enacts requirements on debt collectors who sue debtors in Oregon County courts.  Specifically the law calls [...]

2017-10-10T16:15:11+00:00

Taxes Are A Big Concern For Bankruptcy Filers in Oregon

While taxes are a big concern for bankruptcy filers nationwide, it is a particularly pressing issue for Oregonians. This is so because in addition to taxes that might be due and owing to the IRS, Oregonians have to worry about taxes owed to the Oregon Department of Revenue.  While the IRS is always fairly reasonable [...]

2017-10-10T16:12:23+00:00

IT’S THE TRANSFERS THAT COST YOU MONEY IN BANKRUPTCY

Many of the clients who come to see us at one of our Bankruptcy Law Offices in Oregon or Washington bring in a list of concerns. One issue that almost comes up is the fear of what will be lost in bankruptcy. The suspicion is that the greatest risk of loss will come from the [...]

2017-10-10T16:10:34+00:00

BANKRUPTCY AND SECURITY CLEARANCE

Generally, bankruptcy itself will have not have any impact on your ability to obtain or maintain a security clearance. If you think about it, bankruptcy really should make you less of a security risk. Filling out the security clearance application form, requires you to fully disclose your financial life in great detail. If you are [...]

2017-10-06T22:09:48+00:00

HOW TO MAKE YOUR CAR DEAL BETTER IN BANKRUPTCY

If your car debt situation isn’t working for you, bankruptcy can provide you with opportunities to do some pretty great things to improve your situation. Under the bankruptcy code, interest rates and monthly car payments can often be lowered. Under some circumstances, the amount that you now owe on the car can be reduced as [...]

2017-10-06T22:18:12+00:00
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