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Debt Collectors and Unfair Treatment

In these tough economic times, debt collectors can be especially ruthless. The Fair Debt Collection Practices Act (FDCPA), which is enforced by the Federal Trade Commission (FTC), was put into place to protect consumers. Still, some debt collectors will stop at nothing to get what is owed. If you think you’ve been treated unfairly by a debt collector, but you aren’t sure if it is illegal or not, contact a collection attorney. Here are the most common violations:

Harassing calls

There are very strict rules when it comes to when bill collectors can call you. According to the FTC website, they absolutely cannot call you at an unusual time. For example, they cannot call you before 8 a.m. or after 9 p.m. Also, if you tell the collector that they can’t c