New Bankruptcy Forms Under Attack

As I noted in an earlier post, the paperwork the forms that Oregon and Washington debtors have used to file bankruptcy since the 1980s will be replaced by a new longer set of forms on December 1, 2015. Many critics have noted that the new form, at least at first blush, appear to be more […]

Wells Fargo to Pay for Wrongs to Homeowners in Bankruptcy

Good news for current and former Oregon and Washington Chapter 13 Bankruptcy filers who saw their mortgage payments rise with little or no notice during the pendency of their Chapter 13 Bankruptcy cases. The U.S. Trustee Program has now entered into a national settlement agreement with Wells Fargo Bank which will require the lender to […]

Bankruptcy Phone Scammers!

A sophisticated phone scam has been used to target bankruptcy filers in several states. The scammers are  using personal information from filings and posing as attorneys to get intended victims to wire funds to satisfy their debts. If someone calls you, as your bankruptcy attorneys, asking you for an immediate wire transfer to satisfy one of […]

Changes to Bankruptcy Forms and Schedules in December 2015

Commencing December 1, 2015, nearly all of the Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions. Having reviewed these forms thoroughly, I can only say that these changes will likely substantially increase both the cost and effort involved for potential bankruptcy filings. The changes will likely be a disaster for […]

New Chapter 13 Bankruptcy Trustee for Vancouver and Tacoma

The United States Trustee appointed Mike Malaier as a Chapter 13 Bankruptcy Trustee effective October 1, 2015. Mr. Malaier served as the principal staff attorney for the Chapter 13 Trustee for years before taking over. He will be the Trustee for all Chapter 13 cases arising from Clark, Cowlitz, Pacific, Skamania, Wahkiakum, Pierce, Lewis, Mason, […]


Foreclosure Mediation Program for Oregon Debtors

An Oregon foreclosure mediation program has undeniably helped many debtors find a way to stay in their homes. The program provides Oregonians with a chance to meet with lenders in order to find ways avoid a foreclosure. The latest data from the Oregon Department of Justice show that since the program’s inception, more than 1,700 Oregonians have used it […]


Increase in Consumer Debt

American consumer debt increased steadily in April as credit-card use surged. At the same time,  education and vehicle debt grew at the slowest pace since July 2012.   While economists typically see a pickup in consumer debt as a strong indicator of consumer confidence; however, the growth could also be a sign that money is scarce for many households […]

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