{"id":6209,"date":"2022-09-12T06:54:17","date_gmt":"2022-09-12T06:54:17","guid":{"rendered":"https:\/\/nwdrlf.com\/?p=6209"},"modified":"2023-08-14T12:12:19","modified_gmt":"2023-08-14T12:12:19","slug":"chapter-13-better-chapter-7-cases","status":"publish","type":"post","link":"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/","title":{"rendered":"When Chapter 13 Bankruptcy Is Better Than Chapter 7 Bankruptcy"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1227.2px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><h2><span class=\"ez-toc-section\" id=\"Bankruptcy_Attorney_in_Portland_OR\"><\/span><span style=\"font-weight: 400;\">Bankruptcy Attorney in Portland, OR<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<label for=\"ez-toc-cssicon-toggle-item-662a13a2ea004\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-662a13a2ea004\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Bankruptcy_Attorney_in_Portland_OR\" title=\"Bankruptcy Attorney in Portland, OR\">Bankruptcy Attorney in Portland, OR<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Why_do_I_need_a_Bankruptcy_Attorney_in_Portland_OR\" title=\"Why do I need a Bankruptcy Attorney in Portland, OR?\">Why do I need a Bankruptcy Attorney in Portland, OR?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#What_is_Chapter_7_Bankruptcy\" title=\"What is Chapter 7 Bankruptcy?\">What is Chapter 7 Bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#What_is_Chapter_13_Bankruptcy\" title=\"What is Chapter 13 Bankruptcy?\">What is Chapter 13 Bankruptcy?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Reasons_to_Use_Chapter_13_Bankruptcy_Instead_of_Chapter_7_Bankruptcy\" title=\"Reasons to Use Chapter 13 Bankruptcy Instead of Chapter 7 Bankruptcy\">Reasons to Use Chapter 13 Bankruptcy Instead of Chapter 7 Bankruptcy<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Inability_to_file_for_a_Chapter_7_Bankruptcy\" title=\"Inability to file for a Chapter 7 Bankruptcy\">Inability to file for a Chapter 7 Bankruptcy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Being_behind_on_mortgage_or_auto_loan\" title=\"Being behind on mortgage or auto loan\">Being behind on mortgage or auto loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Inability_to_discharge_tax_bills_student_loans_or_other_debts_under_Chapter_7\" title=\"Inability to discharge tax bills, student loans, or other debts under Chapter 7\">Inability to discharge tax bills, student loans, or other debts under Chapter 7<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Possessing_a_valid_intention_to_repay_debts\" title=\"Possessing a valid intention to repay debts\">Possessing a valid intention to repay debts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Retaining_property_that_is_not_exempt\" title=\"Retaining property that is not exempt\">Retaining property that is not exempt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Availability_of_a_co-debtor_on_a_personal_debt\" title=\"Availability of a co-debtor on a personal debt\">Availability of a co-debtor on a personal debt<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/nwdrlf.com\/chapter-13-better-chapter-7-cases\/#Call_our_Chapter_13_Bankruptcy_Attorney_Now\" title=\"Call our Chapter 13 Bankruptcy Attorney Now!\">Call our Chapter 13 Bankruptcy Attorney Now!<\/a><\/li><\/ul><\/nav><\/div>\n\n<p><span style=\"font-weight: 400;\">Bankruptcy is a set of federal laws and regulations that can assist individuals and businesses with excessive debt. In almost all 94 federal judicial districts, bankruptcy cases are filed in bankruptcy court. Bankruptcy cases cannot be filed in state courts. By liquidating their assets to pay off their debts or establishing a repayment plan, bankruptcy laws enable individuals unable to pay their creditors to start over.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Additionally, bankruptcy laws provide for the orderly distribution of business assets to creditors through reorganization or liquidation. Title 11 of the United States Code, also known as the Bankruptcy Code, governs these procedures.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bankruptcy cases are exclusively within the jurisdiction of federal courts. Therefore, a bankruptcy case cannot be filed in state court. The primary objectives of bankruptcy law are (1) to provide an honest debtor with a &#8220;fresh start&#8221; in life by erasing most debts and (2) to repay creditors in an orderly fashion to the extent that the debtor has available property for payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In some bankruptcy cases, the borrower is allowed to reorganize and establish a plan to repay creditors, while in others, the borrower&#8217;s assets are liquidated.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">At Northwest Debt Relief Law Firm, we are skilled bankruptcy <\/span><a href=\"https:\/\/nwdrlf.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Portland-based attorneys<\/span><\/a><span style=\"font-weight: 400;\"> who take swift legal action so that you can quickly regain your financial footing. Schedule a free debt analysis with us to discuss your legal options and maximize your claims.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_do_I_need_a_Bankruptcy_Attorney_in_Portland_OR\"><\/span><span style=\"font-weight: 400;\">Why do I need a Bankruptcy Attorney in Portland, OR?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" class=\"alignright wp-image-6212 size-full\" title=\"when chapter 13 bankruptcy is better than chapter 7 bankruptcy\" src=\"https:\/\/nwdrlf.com\/wp-content\/uploads\/2022\/09\/chapter-13-bankruptcy.webp\" alt=\"when chapter 13 bankruptcy is better than chapter 7 bankruptcy\" width=\"400\" height=\"300\" srcset=\"https:\/\/nwdrlf.com\/wp-content\/uploads\/2022\/09\/chapter-13-bankruptcy-200x150.webp 200w, https:\/\/nwdrlf.com\/wp-content\/uploads\/2022\/09\/chapter-13-bankruptcy-300x225.webp 300w, https:\/\/nwdrlf.com\/wp-content\/uploads\/2022\/09\/chapter-13-bankruptcy.webp 400w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>When you have determined that declaring bankruptcy is the best way to handle your financial situation, one of the most crucial tasks you can take is hiring a bankruptcy attorney in Portland, Oregon. When you have debt and expenses you cannot pay for, the stress you are under can become unbearable, and it may feel as though what you owe has become the entirety of your life.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you have legal representation, you have the assistance of a knowledgeable and experienced lawyer on your side who can assist you in making sense of your financial situation and provide direction on what to do next. Your attorney will be able to provide legal advice and assist you in finding solutions to problems involving finances or the bankruptcy process itself.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The following are some of how a lawyer can assist you:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eliminate your existing debt<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stop the distressing and never-ending stream of phone calls and emails<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid having your most precious belongings, such as your home or automobile, go into foreclosure or be repossessed by taking the appropriate precautions<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stop any wage garnishments that have been ordered against you.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You will be protected from pending as well as prospective civil litigation<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">When you pay a lawyer for a consultation, they will walk you through all your choices and help you determine which ones are the most suitable for your specific predicament. These choices may include filing several bankruptcies, a defense against foreclosure with your lender, negotiations with your creditors, and other financial concerns.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Chapter_7_Bankruptcy\"><\/span><span style=\"font-weight: 400;\">What is Chapter 7 Bankruptcy?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">The most straightforward and widespread type of bankruptcy is known as a Chapter 7 filing or liquidation bankruptcy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If the insolvent files for bankruptcy under <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-7-bankruptcy-lawyer\/chapter-7-wiping-out-debts\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Chapter 7<\/span><\/a><span style=\"font-weight: 400;\"> and possesses assets that are not shielded by a bankruptcy exemption, a trustee appointed by the court may liquidate such assets and distribute the net profits to creditors under the priorities outlined in the Code.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In return, the debtor receives a release from the majority of his responsibility for the debts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nearly all individual bankruptcy cases are resolved by the trustee without the sale of any of the borrower&#8217;s belongings. This occurs in about 99 percent of all singular bankruptcy cases.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Chapter_13_Bankruptcy\"><\/span><span style=\"font-weight: 400;\">What is Chapter 13 Bankruptcy?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When a debtor files for <\/span><a href=\"https:\/\/nwdrlf.com\/chapter-13-bankruptcy-in-oregon\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Chapter 13<\/span><\/a><span style=\"font-weight: 400;\"> bankruptcy, they are eligible for a financial repayment plan that shields them from collection actions during the case and dismisses nearly all of their outstanding debts after the case.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The debtor is the one who devises the plan for making payments. Depending on the debtor&#8217;s disposable income, assets, and regular income, the creditors may receive only a minute portion of what they are owed. After the strategy, almost all of the outstanding debt will be cleared. This discharge applies to some debts, including those that cannot be eliminated under Chapter 7.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Chapter 13, or reorganization bankruptcy, is a powerful tool for debtors to keep their possessions, reclaim control of their financial lives, and get a meaningful fresh start.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Given these differences, when is Chapter 13 better than Chapter 7?<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Reasons_to_Use_Chapter_13_Bankruptcy_Instead_of_Chapter_7_Bankruptcy\"><\/span><span style=\"font-weight: 400;\">Reasons to Use Chapter 13 Bankruptcy Instead of Chapter 7 Bankruptcy<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Sometimes it makes sense to file for Chapter 13 bankruptcy instead of Chapter 7 bankruptcy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Many debtors choose not to file for Chapter 13 bankruptcy because it requires repayment of at least a portion of their debts. Unlike Chapter 7 bankruptcy, which wipes out many debts entirely.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In some situations, however, Chapter 13 bankruptcy filing is the better option. Not only that, but some debtors don&#8217;t get to choose: Not everyone is eligible for Chapter 7, so Chapter 13 bankruptcy will be the only option available to some filers.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Inability_to_file_for_a_Chapter_7_Bankruptcy\"><\/span><b>Inability to file for a Chapter 7 Bankruptcy<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You will not be permitted to apply for Chapter 7 bankruptcy if you do not meet certain additional conditions established by the 2005 changes to the bankruptcy legislation.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Being_behind_on_mortgage_or_auto_loan\"><\/span><b>Being behind on mortgage or auto loan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You then wish to resume the original arrangement by making up the missed payments over time. That is not permitted in Chapter 7 bankruptcy. Only Chapter 13 bankruptcy allows making up missed payments.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Inability_to_discharge_tax_bills_student_loans_or_other_debts_under_Chapter_7\"><\/span><b>Inability to discharge tax bills, student loans, or other debts under Chapter 7<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You can incorporate these obligations in your Chapter 13 case and repay them over time.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Possessing_a_valid_intention_to_repay_debts\"><\/span><b>Possessing a valid intention to repay debts<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You need to require bankruptcy court protection to do it. This may be the case if you are being pursued by creditors or need the official framework and deadlines that Chapter 13 bankruptcy provides to carry out your good intentions.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Retaining_property_that_is_not_exempt\"><\/span><b>Retaining property that is not exempt<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Chapter 7 bankruptcy allows you to retain only exempt property, which is a property shielded from creditors by state or federal law. You must surrender your non exempt assets to the bankruptcy trustee, who will sell them and distribute the proceeds to your creditors.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In Chapter 13 bankruptcy, you are not required to surrender any property. Instead, you use your money to repay your debts. So, if you have a nonexempt property you can&#8217;t bear to part with, Chapter 13 bankruptcy might be the better choice.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Availability_of_a_co-debtor_on_a_personal_debt\"><\/span><b>Availability of a co-debtor on a personal debt<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you file for Chapter 7 bankruptcy, your co-debtor will remain liable for payment, and your creditor will surely pursue payment from the co-debtor. The creditor will leave your co-debtor alone if you file for Chapter 13 bankruptcy and maintain your bankruptcy plan payments.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Call_our_Chapter_13_Bankruptcy_Attorney_Now\"><\/span><span style=\"font-weight: 400;\">Call our Chapter 13 Bankruptcy Attorney Now!<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We help our clients rebuild their credit after bankruptcy. Our focus is not just on eliminating debt but on helping you return to the financial mainstream as quickly and efficiently as possible. This service is provided at no additional charge.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Achieve Debt Relief Today! Learn more and call our bankruptcy lawyers at Northwest Debt Relief Law Firm now!<\/span><\/p>\n<\/div><\/div><\/div><\/div><\/div>\n<div style=\"display:none;\">\n<a href=\"https:\/\/nwdrlf.com\/peter-mckittrick-appointed-judge-u-s-bankruptcy-court-oregon\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/bankruptcy-and-the-pending-domestic-relations-proceeding\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/dealing-with-collections-agencies-in-oregon-and-washington\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/bankruptcy-phone-scammers\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/disabled-veterans-and-enhanced-eligibility-for-chapter-7\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/dont-feel-bad-filing-bankruptcy\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/top-ten-tips-for-dealing-with-collectors-in-oregon-and-washington\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/school-loans-and-bankruptcy-discharge\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/when-do-i-stop-paying-the-portland-chapter-13-bankruptcy-trustee\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/oregon-bankruptcy-and-keeping-tax-refunds\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/ftc-enforces-the-fdcpa\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/oregon-divorce-bankruptcy\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/judge-brian-lynch-now-chief-bankruptcy-judge-western-district-washington\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/hidden-benefit-of-converting-chapter-13-bankruptcy-to-chapter-7\/\">Visit<\/a><br \/>\n<a href=\"https:\/\/nwdrlf.com\/seattle-and-tacoma-bankruptcy-legal-fees\/\">Visit<\/a>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit Visit<\/p>\n","protected":false},"author":2,"featured_media":6212,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[2464],"_links":{"self":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/posts\/6209"}],"collection":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/comments?post=6209"}],"version-history":[{"count":5,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/posts\/6209\/revisions"}],"predecessor-version":[{"id":6323,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/posts\/6209\/revisions\/6323"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media\/6212"}],"wp:attachment":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media?parent=6209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/categories?post=6209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/tags?post=6209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}