{"id":1686,"date":"2012-12-25T23:54:25","date_gmt":"2012-12-25T23:54:25","guid":{"rendered":"https:\/\/nwdrlf.com\/?p=1686"},"modified":"2022-01-17T13:10:25","modified_gmt":"2022-01-17T13:10:25","slug":"debt-collectors-contacting-your-friends-and-family-under-the-fair-debt-collection-practices-act","status":"publish","type":"page","link":"https:\/\/nwdrlf.com\/what-is-bankruptcy\/are-you-being-treated-unfairly-by-debt-collectors\/debt-collectors-contacting-your-friends-and-family-under-the-fair-debt-collection-practices-act\/","title":{"rendered":"Contacting Third Parties Under the Fair Debt Collection Practices Act"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 inner-menu nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:0px;--awb-margin-bottom:40px;--awb-background-color:#f5f5f5;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div id=\"challenges-menu\">\n[listmenu menu=\"challenges\"]\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><h2>Are Debt Collectors Contacting Your Friends and Family?<\/h2>\n<p>The only third parties that a debt collector may\u00a0contact when trying to collect a consumer debt are as follows:<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>You, the consumer<\/li>\n<li>Your attorney<\/li>\n<li>A consumer reporting agency<\/li>\n<li>The original creditor<\/li>\n<li>The original creditor\u2019s attorney<\/li>\n<li>The debt collector\u2019s counsel<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>The consumer may, however,\u00a0give a debt collector specific\u00a0permission to contact other third parties. Moreover, \u00a0a debt collector who is unable to locate you\u00a0may ask a third party for your phone number,\u00a0address and the identity of your employer \u00a0and its location. The debt collec\u00adtor must, however, both identify himself by name and state that he\u00a0or she is confirming or correcting information about your\u00a0location. Unless actually requested,\u00a0the debt collector may not name the company that he works for\u00a0or reveal that the consumer owes any\u00a0debt.<\/p>\n<p>A collector may not contact a third party more than once\u00a0unless the collector believes that the information\u00a0from the first contact was in error or incomplete and\u00a0that the third party has since received better\u00a0information, or unless the third party specifically\u00a0requests additional contact.<\/p>\n<p>Contact with any third party in writing\u00a0is permitted only if the envelope or content\u00a0of the communication does not in any way identify the nature\u00a0of the collector\u2019s business.<\/p>\n<p>Visit our office in <a href=\"https:\/\/nwdrlf.com\/schedule-an-office-consultation#vancouver\">Vancouver<\/a>, <a href=\"https:\/\/nwdrlf.com\/schedule-an-office-consultation#seattle\">Seattle<\/a>, <a href=\"https:\/\/nwdrlf.com\/schedule-an-office-consultation#tacoma\">Tacoma<\/a>, <a href=\"https:\/\/nwdrlf.com\/schedule-an-office-consultation#portland\">Portland,<\/a> <a href=\"https:\/\/nwdrlf.com\/schedule-an-office-consultation#salem\">Salem<\/a>, or <a href=\"https:\/\/nwdrlf.com\/sandy-bankruptcy-attorney\/\">Sandy<\/a> for more information.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":3583,"parent":1849,"menu_order":16,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1686"}],"collection":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/comments?post=1686"}],"version-history":[{"count":1,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1686\/revisions"}],"predecessor-version":[{"id":5338,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1686\/revisions\/5338"}],"up":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1849"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media\/3583"}],"wp:attachment":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media?parent=1686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}