{"id":1151,"date":"2012-07-12T16:56:55","date_gmt":"2012-07-12T16:56:55","guid":{"rendered":"https:\/\/nwdrlf.com\/?p=1151"},"modified":"2021-12-13T11:21:02","modified_gmt":"2021-12-13T11:21:02","slug":"federal-benefits-are-any-safe-from-garnishment","status":"publish","type":"page","link":"https:\/\/nwdrlf.com\/what-is-bankruptcy\/resolve-debt-problems-filing-bankruptcy\/creditors-and-garnishment-in-oregon\/federal-benefits-are-any-safe-from-garnishment\/","title":{"rendered":"Federal Benefits: Are Any Safe from Garnishment?"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><h2>Federal Benefits Exempt From Garnishment<\/h2>\n<p><img decoding=\"async\" class=\"size-medium wp-image-2849 alignright\" src=\"https:\/\/nwdrlf.com\/wp-content\/uploads\/2012\/07\/exempt-from-garnishment-300x200.jpg\" alt=\"exempt from garnishment\" width=\"300\" height=\"200\" \/>We\u2019re not going to lie to you; there are several things at risk if a <a title=\"Debt Collectors: How They Find You\" href=\"https:\/\/nwdrlf.com\/debt-collectors-how-they-find-you\/\">debt collector<\/a>\u00a0sues you. If the suit is held up in court, private entities may be forced to turn over your funds to help offset a debt. This includes banks and employers.<\/p>\n<p>But there are a few things that are safe from garnishment. Some federal benefits are untouchable, and you may benefit from knowing which ones.<\/p>\n<h3 dir=\"ltr\">Exempt Benefits<\/h3>\n<p>According to federal statute, the following federal benefits are exempt from <a title=\"Bank Account Garnishments Prior to Bankruptcy\" href=\"https:\/\/nwdrlf.com\/bank-account-garnishments-prior-to-bankruptcy\/\">garnishment<\/a>:<\/p>\n<ul>\n<li>Social Security Benefits<\/li>\n<li>Supplemental Security Income (SSI) Benefits<\/li>\n<li>Veterans\u2019 Benefits<\/li>\n<li>Civil Service and Federal Retirement and Disability Benefits<\/li>\n<li>Service Members\u2019 Pay<\/li>\n<li>Military Annuities and Survivors\u2019 Benefits<\/li>\n<li>Student Assistance<\/li>\n<li>Railroad Retirement Benefits<\/li>\n<li>Merchant Seamen Wages<\/li>\n<li>Longshoremen\u2019s and Harbor Workers\u2019 Death and Disability Benefits<\/li>\n<li>Foreign Service Retirement and Disability Benefits<\/li>\n<li>Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.<\/li>\n<li>Federal Emergency Management Agency Federal Disaster Assistance<\/li>\n<\/ul>\n<h3 dir=\"ltr\">Are there any exceptions?<\/h3>\n<p>There are. While in most cases these benefits are beyond the scope of the debt collector, some circumstances may be cause for an exception. If you owe alimony, child support, taxes or student loans, your benefits could subsequently be up for grabs. Knowledge is power, so it\u2019s best to go into the situation knowing your rights.<\/p>\n<p>If a debt collector sues you, it is extremely important that you respond to the suit. We\u2019re all tempted to let things blow over, but inattention in this case can be disastrous. As unpleasant as the process may be, it\u2019s far worse when coupled with late fees and other costs associated with procrastination.<\/p>\n<p>Our advice? Respond to your collectors as soon as possible, and <a href=\"https:\/\/nwdrlf.com\/contact\/\">contact an attorney<\/a> for sound legal advice on how to proceed. <a href=\"https:\/\/nwdrlf.com\/what-is-bankruptcy\/\">Bankruptcy law<\/a>, with all its exemptions, can be a daunting subject. Leave it to the experts, and we\u2019ll make sure you\u2019re covered.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":2849,"parent":1748,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1151"}],"collection":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/comments?post=1151"}],"version-history":[{"count":1,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1151\/revisions"}],"predecessor-version":[{"id":5314,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1151\/revisions\/5314"}],"up":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/pages\/1748"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media\/2849"}],"wp:attachment":[{"href":"https:\/\/nwdrlf.com\/wp-json\/wp\/v2\/media?parent=1151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}