The Goal: Chapter 13 Bankruptcy Discharge

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The Goal: Chapter 13 Bankruptcy Discharge

A discharge is your biggest goal. The discharge order is a document prepared by the Oregon Bankruptcy Court and signed by your judge. It means you have completed the requirements under your plan.

Most, if not all, of the creditors you listed may never again contact you about those debts. If you have some non-dischargeable debts, such as student loans or child support that have not been paid in full during your plan, those creditors may contact you again about payments of those debts. The Trustee must audit and review your case before the Bankruptcy Court will issue the discharge. This normally takes about 60 days. During that period the Trustee checks and double checks your payments and reviews your case to ensure that you have done everything required from his standpoint. Then the Trustee notifies your Bankruptcy Judge and the Court will then issue your discharge in approximately 30 days.


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You always hear scary things about filing bankruptcy, but the truth is, most people with debt problems benefit from it. This book dispells the myths and tells you how bankruptcy can put you back on the road to financial success.
Written by Tom McAvity, Esq., bankruptcy lawyer
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