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Understanding the New Bankruptcy Laws and Regulations

Although it is possible for you to steer your way through individual bankruptcy without legal help, it's not always the best idea. People considering declaring bankruptcy will be much better served by contacting a qualified and experienced bankruptcy attorney, who is trained in the new laws connected with federal bankruptcy. As times change and the [...]

2011-08-29T00:07:24+00:00

Can You File Bankruptcy On Child Support?

Bankruptcy and child support debt are complicated subjects to tackle. Certain types of bankruptcy allows debts to be wiped out. Nonetheless, there are specific debts which are not dischargeable under federal personal bankruptcy laws and included in this are debts for child support. Though child support payments are demanded by state-level courts, commonly throughout the [...]

2011-07-29T02:43:30+00:00

If You're Filing Bankruptcy in Oregon, It Is Advisable To Retain An Attorney

When you're thinking of filing for bankruptcy, it's actually a very big decision. In truth, you shouldn't move ahead into individual bankruptcy unless you've researched each and every option beforehand. If you are contemplating declaring bankruptcy, there are various things to consider. The first decision you should make is whether or not you file Chapter [...]

2011-05-26T01:32:11+00:00

Can I Eliminate My Tax Debt In a Chapter 7 Bankruptcy?

In both Oregon and Washington, you can get rid of any tax debt in a chapter 7 bankruptcy provided that all of the following conditions are fulfilled: 1. The tax debt is not owed due to wilfull evasion or fraud. If you filed a fraudulent tax return or otherwise willfully attempted to evade paying taxes, [...]

2010-07-25T17:25:14+00:00

Bankruptcy Filings at Highest Point Since 2005

Through the first six months of 2010, consumer bankruptcy filings were up more than 14% more than filings made over the same period last year. The sum total represents the largest number of filings since the Bankruptcy Abuse Prevention and Consumer Protection Act was enacted to stop the increase in filings five years ago. The [...]

2010-07-03T02:07:10+00:00

New Chapter 13 Debt Limits

Currently the maximum debt limits for Chapter 13 are  $1,010,650 in  secured debt, and $336,900 in unsecured debt.  On April 1, 2010, those debt limits will likely increase to $1,081,500 for secured debt, and $360,525 in secured debt.  While these increases are not exactly exponential,  these days every little bit helps.

2010-02-22T08:17:56+00:00

Filing Bankruptcy and Keeping Your Tax Refund

Your ability to keep your tax refund while filing a Chapter 7 Bankruptcy may largely hinge on whether qualify for the Oregon or Washington Bankruptcy exemptions. This is so because there is no exemption in the state of Oregon that allows you to keep your much of your refund; whereas, in Washington there is an [...]

2010-02-12T08:11:01+00:00

Finding Your Creditors Prior to Filing Bankruptcy

Debtors across both Oregon and Washington often wonder how they will possibly discover all their creditors prior to filing bankruptcy. Luckily, Under the Fair and Accurate Credit Transactions Act,  you are entitled to a free copy of your credit report each year.While it is possible to access your credit report online, many  credit reporting companies [...]

2010-02-05T16:46:02+00:00

Getting Ready to File Bankruptcy

Steps to Take Before Filing A Bankruptcy In Oregon or WashingtonDo your best to limit the the amount of purchase activity in the ninety days prior to the actual filing of your case. Stop using all of your credit cards today. If you have made big purchases, executed balance transfers or taken cash advances in [...]

2010-02-04T16:55:54+00:00

Payday Loans Cause Bankruptcy?

Payday loans are hazerdous to your financial health: People who take out payday loans are nearly eight times more likely to file bankruptcy than those who don't.  Yet each year eleven million American families take out payday loans often at a 500% yearly interest rate.Not suprisingly a clear correlation between payday loans and bankruptcy has [...]

2010-02-02T17:38:13+00:00
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