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/Tag: mortgage
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Giving Bankruptcy Courts the Ability to Change Your Mortgage

The Wall Street JournalDecember 31, 2008  Mortgage 'Cram-Downs' Loom as Foreclosures Mount  By MICHAEL CORKERY  Mortgage lenders who wake up Thursday with a New Year's hangover are likely to face another headache soon: The effort to give bankruptcy judges the power to rewrite mortgages is gaining steam.  The banking industry hoped the mortgage "cram-down" measure died when Congress removed [...]


Mortgage Modification Tools

 HOPE for Homeowners plan This FHA program, which took effect Oct. 1, encourages lenders to forgive some of the debt of their borrowers so they can refinance into an FHA-insured loan. It is expected to help 400,000 homeowners.TO QUALIFY: Borrowers do not have to be delinquent on their mortgage. However, they must be spending at least [...]


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