Consumer and Business Debts and the FDCPA

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Consumer Debts Covered Under the Fair Debt Collection Practices Act

Courts have largely rejected a restrictive definition of the term debt allowing coverage of a broad spectrum of "consumer debts" beyond what you might normally expect including such diverse obligation as rent, student loans, utility and insurance bills,condo and attorney fees, judgements, debts already discharged in bankruptcy, car rental agreements and even campground memberships. Some [...]

2013-06-03T17:50:31+00:00

Consumer and Business Debts and the FDCPA

Not all debts are covered by the Fair Debt Collection Practices Act. Consumer debts are the only debts that fall within the ambit of the Act. Though a collector may violate Washington or Oregon state collections laws by engaging in collections activity that would normally violate the FDCPA, if the debt itself is commercial rather [...]

2013-06-02T17:34:54+00:00
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