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Asset Acceptance Fined for Illegal Collections Activity

The FTC recently imposed the second-steepest penalty ever imposed on a debt collector. According to the New York Times, Asset Acceptance, one of the largest collection companies in the country, recently agreed to pay a 2.5 million penalty to settle charges that company deceived consumers in the process of trying to collect debts. I suppose [...]


Top Ten Tips for Dealing with Collectors in Oregon and Washington

Insist on specific information about the debt. Tell the collector you will not discuss the debt until you receive the documents and review them. That is the law — within five days after you are first contacted, the collector must send you a written notice detailing the amount of money you owe, the name of [...]