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Oregon Bankruptcy

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Can I Reduce My Car Payment in My Chapter 13 Bankruptcy?

In both Oregon and Washington, you can under certain circumstances reduce the amount that you have to pay back to your car lender by filing a Chapter 13 Bankruptcy. This can obviously represent a huge savings to many debtors in the Vancouver and Portland metro areas.Generally speaking, as long as the car loan is at [...]


Listing Creditors in Your Chapter 13 Bankruptcy Petition

You are required by law to list all of your debts and possessions in your bankruptcy papers. The petition you signed, under penalty of perjury, says that you have done so. Contrary to popular belief, you can’t pick and choose who gets listed.  If you forgot to list some of your property it could cause [...]


The Goal: Chapter 13 Bankruptcy Discharge

A discharge is your biggest goal. The discharge order is a document prepared by the Oregon Bankruptcy Court and signed by your judge. It means you have completed the requirements under your plan.Most, if not all, of the creditors you listed may never again contact you about those debts. If you have some non-dischargeable debts, [...]