In both Oregon and Washington, there are normally penalties for filing subsequent bankruptcy cases within one year after a prior case has been dismissed. The main penalty is that the automatic stay, which bars creditors from initiating or continuing any action against the debtor, ends exactly 30 days after the petition is filed. In the [...]
After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors. When you file for bankruptcy, the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, government entity, or even a collection agency . Moreover, if you are at risk of being foreclosed [...]
Even after the filing of a bankruptcy, the IRS can continue certain actions such as issuing a deficiency notice, continuing an audit, demanding the filing of a return and issuing an assessment. Filing a bankruptcy does, however, stop the IRS from issuing a lien, garnishing, your wages or seizing your assets or income.