Are you currently facing debt? If you have any outstanding credit card balance, medical bills, or other personal debt, knowing that there’s a way to permanently get rid of this is perhaps the best news you can have. And bankruptcy discharges gives you a unique opportunity to start anew. How can you get this order that wipes out your debt? Read on to learn if you are eligible, how soon you can get debts discharged, what it does and doesn’t do for you.

As soon as a discharge has been entered in the bankruptcy court, you will no longer be legally liable to repay any of the discharged debts. Moreover, your creditors will be barred from harassing you, demanding payments, suing you, or even reporting nonpayments to credit reporting agencies (which can ruin your credit history). As such, the bankruptcy discharge is the most important part of any bankruptcy filing.