You are required by law to list all of your debts and possessions in your bankruptcy papers. The petition you signed, under penalty of perjury, says that you have done so. Contrary to popular belief, you can’t pick and choose who gets listed. 

If you forgot to list some of your property it could cause big problems for you if you don’t change your bankruptcy papers. You can add creditors or property you forgot by amending your schedules. This requires a small fee to the bankruptcy court.

If you forgot a creditor or some property, please be sure to inform your attorney at once. The Bankruptcy Code specifically prohibits you from favoring one creditor over another. This means you cannot pay a creditor “on the side” unless it is specifically allowed under your plan. In some cases, your plan may instruct you to pay secured