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What Type of Bankruptcy is Chapter 13?

What Does It Mean to File Bankruptcy Chapter 13? Because of unemployment, growing medical expenses, credit card debt, marital issues, or other reasons, many people are struggling financially. Regardless of the filing chapter, a bankruptcy filing will affect your credit score. It will stay on your credit report for several years and affect your [...]


Is Bankruptcy Chapter 7 or 13 a Better Choice?

Is it Better to File Bankruptcy Chapter 7 or Chapter 13? It is essential to keep in mind that different types of bankruptcy are suited for different filers, depending on their resources, obligations, and short- and long-term goals. Seeking legal advice early on is advisable as you look closely into your financial problems and [...]


What Does the Chapter 13 Trustee Do?

The Chapter 13 bankruptcy trustee appointed to your case oversees the administration of the plan. In this article, we’ll list down the tasks of a trustee and how payment is carried out. Chapter 13 in Brief Among the different types of bankruptcy, Chapter 13 is also known as reorganization bankruptcy, or the wage earner’s [...]


Chapter Thirteen Bankruptcy Confirmation

Financial distress may drive you to consider seeking out bankruptcy protection, particularly the automatic stay that is put in place when the bankruptcy petition is filed. It’s important to know what is involved in filing for bankruptcy. To begin with, you should realize that a debtor may choose from the different types of bankruptcy [...]


Chapter 13 Bankruptcy Timelines

If you’re considering filing for personal bankruptcy, the two most common types of bankruptcy for individuals are Chapter 7 and Chapter 13 of the bankruptcy code. Chapter 7 is a quicker bankruptcy process, while Chapter 13, which entails debt reorganization, is a more involved undertaking. Chapter 13 filers are made to pay a portion [...]


6 Reasons for Filing Chapter 13 Bankruptcy

The bankruptcy code is divided into different bankruptcy chapters. For personal bankruptcy, the two most common chapters under which individuals file for bankruptcy are Chapter 7 and Chapter 13. It may seem easier and quicker to file bankruptcy under Chapter 7, but there are many filers who prefer the benefits accorded by a Chapter [...]