Washington – Chapter 13

//Washington - Chapter 13
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Chapter 13 Bankruptcy Tools for Your Home Mortgage

Chapter 13 Bankruptcy tools gives you options to help you manage your home mortgage. Chapter 13 involves a flexible payment plan that’s especially helpful with debts you can’t write off, or “discharge.” It can be much better if you own income taxes, child or spousal support, or student loans, for example. Chapter 13 can [...]

2018-05-14T03:17:11+00:00

Why Filing For Chapter 13 Bankruptcy May Be a Better Option for You

Circumstances May Favor Chapter 13 over Chapter 7 Chapter 13 Bankruptcy May Be a Better Option and is a form of consumer bankruptcy that requires some form of repayment to creditors over a three to five year period. Most consumers that we meet in our Oregon and Washington offices  come in believing that Chapter 13 is [...]

2018-05-14T03:32:30+00:00

Saving Your Home With a Chapter 13 Bankruptcy in Washington

Chapter 13 is famous for two things. Saving Your Home and Being Complicated. Saving Your Home With a Chapter 13 Bankruptcy can be a very tedious process and here are some of the situations below. In the short term, Chapter 13 can stop foreclosures and other creditor actions (much like a Chapter 7). However, unlike a [...]

2018-05-14T03:34:15+00:00

HOW TO MAKE YOUR CAR DEAL BETTER IN BANKRUPTCY

If your car debt situation isn’t working for you, bankruptcy can provide you with opportunities to do some pretty great things to improve your situation. Under the bankruptcy code, interest rates and monthly car payments can often be lowered. Under some circumstances, the amount that you now owe on the car can be reduced as [...]

2018-05-14T03:49:02+00:00

DON’T FEEL BAD ABOUT FILING BANKRUPTCY

We hate to see anyone feel bad about filing bankruptcy. Every day we meet with people at our Portland, Salem and Sandy office who feel horrible about filing. In almost all cases, filing is completely beyond their control. My guess is that if you were to take a poll in Oregon and ask participants why [...]

2018-05-14T03:51:33+00:00

FREE BOOK OFFER! (a $29.95 value)

The Benefits of Bankruptcy
You always hear scary things about filing bankruptcy, but the truth is, most people with debt problems benefit from it. This book dispells the myths and tells you how bankruptcy can put you back on the road to financial success.
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Written by Tom McAvity, Esq., bankruptcy lawyer
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