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Protecting Retirement Accounts in Bankruptcy

One of the most serious concerns that many debtors have before filing is what in the world is going to happen to their retirement accounts. Fortunately there are pretty strong protections in place that allow most consumers to protect the contents of these accounts. The federal exemptions, which are available to most Oregon and Washington [...]


Retirement Accounts Are Protected In Bankruptcy

Retirement accounts are often the most valuable asset a person owns. Their ability to live a long healthy retirement depends on it. Retirement accounts are so important that in 2005, Congress changed the bankruptcy laws to protect retirement accounts and pension plans from creditors. Most employer-sponsored plans, like 401(k)’s, are covered by the Employee [...]