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Chapter 7

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Is Bankruptcy Chapter 7 or 13 a Better Choice?

Is it Better to File Bankruptcy Chapter 7 or Chapter 13? It is essential to keep in mind that different types of bankruptcy are suited for different filers, depending on their resources, obligations, and short- and long-term goals. Seeking legal advice early on is advisable as you look closely into your financial problems and [...]


Can I File A Chapter 7 After Chapter 13?

Chapter 13 and Chapter 7 bankruptcy are the most common types of bankruptcies. People file either of these depending on their financial condition and debts. After you have filed for a Chapter 13 bankruptcy, you may be able to convert your case into one that will result in a discharge of debt.  But can you [...]


Information You Need to Know About Bankruptcy Chapter 7

Filing bankruptcy is a great debt relief tool especially after suffering from financial problems and unmanageable debt. There are different types of bankruptcy, such as Bankruptcy Chapter 7, Chapter 11, and Chapter 13. This article will try to give you a quick overview of how much it will cost to file bankruptcy and how [...]


Chapter 7 No-Asset Cases

There are different types of bankruptcy presented in the bankruptcy code. If you want to petition for personal bankruptcy, you would likely file for bankruptcy under Chapter 7 or Chapter 13. Chapter 7 involves liquidation, while Chapter 13 involves debt reorganization. Debtors who file under the liquidation bankruptcy chapter usually have very few assets. [...]


Tacoma bankruptcy process

What is the Tacoma bankruptcy process In Tacoma, bankruptcy attorneys are frequently asked about the bankruptcy process and bankruptcy forms. What steps are involved in filing bankruptcy? How much does it cost to file bankruptcy? How long will the bankruptcy take? The answer is, it depends on your situation. The fastest way to get [...]


Credit Counseling In Tacoma

Credit Counseling vs. Bankruptcy in Tacoma We are frequently asked about credit counseling and debt consolidation services in Tacoma, Washington. Everyone considering filing bankruptcy in Tacoma wants to know if Chapter 7 bankruptcy or credit counseling has more of an impact on your credit and what are the pros and cons of each. Chapter [...]


Pros and Cons to Filing Chapter 7 in Tacoma

Chapter 7 Bankruptcy Pros and Cons in Tacoma Making the decision to file for bankruptcy under Chapter 7 of the bankruptcy code is difficult. You may be worried about how it will affect your credit or your reputation, but in most cases, it will dramatically improve your quality of life. Below is a list [...]


Can Only One of Us File Bankruptcy in Tacoma?

Filing for Bankruptcy without Your Spouse in Tacoma I get one question all the time from married couples who have accumulated debt during their marriage. Do both of them need to file bankruptcy in Tacoma or can just one spouse file the bankruptcy. Many couples want to save one of their credit scores. Often [...]


Can Filing for Chapter 7 Bankruptcy Help with Income Tax Debt?

Discharge Your Other Debts So You Can Pay Your Taxes Ask yourself this one crucial question: if you filed a Chapter 7 case and discharged all or most of your non-tax debts, would that leave you with enough monthly cash flow to enable you to reliably make large enough monthly payments to the IRS/state [...]


Should Divorcing Spouses File a Chapter 7 Together?

Divorcing Spouses File a Chapter 7? A “joint case” is one filed “by an individual… and such individual’s spouse.” “Spouse” is not defined in the Bankruptcy Code, but presumably refers to someone who is legally married to the “individual.” So, if you and your spouse are contemplating divorce, you CAN file a Chapter 7 [...]