Collecting Consumer Debt From Third Parties

///Collecting Consumer Debt From Third Parties

Collecting Consumer Debt From Third Parties

Under both the Fair Debt Collection Practices Act as well as the state consumer laws of Washington and Oregon, a collector may contact certain 3rd parties in connection with a consumer’s debt. A collector may contact a consumer’s attorney, the original creditor and its employees and legal counsel, the consumer’s spouse or guardian, a co-debtor and the consumer’s parent if the debtor happens to be a minor.

It’s a pretty short list and if a collector is contacting someone you know who isn’t on this list, a violation of the Fair Debt Collection Practices Act has likely already occurred.

2017-11-17T07:12:29+00:00

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