portland bankruptcy

I Missed My Mortgage Payments During My Chapter 13

May 2, 2009

 The most immediate result of missing your mortgage payment during your Oregon Chapter 13 is the filing of a Motion For Relief From Stay by your lender’s attorney.   A Motion For Relief From Stay, if granted by the Portland Bankruptcy Court, enables your lender to foreclose on the property during your Chapter 13 Bankruptcy because [...]

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What do I need to provide the Portland Chapter 13 Trustee prior to my hearing?

May 1, 2009

No later than two weeks before your Portland Chapter 13 Creditors Meeting, the Chapter 13 Bankruptcy Trustee requires  the following items:  1.) Any documents showing the last sixty days worth of income including pay stubs, 401k distributions, documentation of unemployment, pension payments and so on. 2.) Your most recent filed federal and state tax returns. 3.) Bank [...]

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When Do I Stop Paying the Portland Chapter 13 Bankruptcy Trustee?

April 29, 2009

You or, more likely, your employer should keep making payments until the Portland Chapter 13 Trustee specifically requests that the payments cease. The Trustee will inform your employer directly when the payroll deductions are no longer required and should cease. Depending on whether your income places you below or above Oregon’s median income level, you [...]

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The Disposable Income Requirement In Chapter 13

April 24, 2009

The Bankruptcy Code requires that you to send all your disposable income to the Chapter 13 Trustee for at least three years and in some cases for up to five years. Your disposable income is the amount left over after you subtract your reasonable and necessary living expenses from your net income. This amount is [...]

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Can I Lose My Discharge after My Case is Done?

June 8, 2008

The court may revoke a discharge under certain circumstances. For example, a trustee, creditor, or the U.S. trustee may request that the court revoke the debtor’s discharge in a chapter 7 case based on allegations that the debtor: obtained the discharge fraudulently; failed to disclose the fact that he or she acquired or became entitled [...]

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