gresham

Sued and My Bankruptcy Has Not Been Filed Yet

July 16, 2010

Once you file for bankruptcy protection, the bankruptcy laws bar creditors from taking any further attempts to collect from you. This means that even if you have been sued, the creditor cannot seek a judgment or make you participate in that lawsuit without getting permission from the bankruptcy court. If, on the other hand, you [...]

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Where do I file my Oregon Bankruptcy?

July 13, 2010

The District of Oregon Bankruptcy Court has two offices of the clerk. The specific location for filing bankruptcy petitions or other documents is determined by the county in which you reside. If you reside in Benton, Coos, Curry, Douglas, Jackson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, Marion or Polk counties, your bankruptcy must be filed [...]

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Can I add a Creditor after my Bankruptcy Case has been Filed?

July 11, 2010

You can add a creditor to you bankruptcy, but it is imperative that you get the information regarding that creditor (name, address, approximate amount owed and if at all possible the account number) to your attorney as quickly as possible. Though adding an additional creditor will result in a small court imposed filing fee and [...]

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Can I finance a car while I am in the middle of an Oregon Chapter 13 Bankruptcy?

July 10, 2010

As long as the Chapter 13 Trustee approves a car purchase, you can finance a car during an Oregon Chapter 13 Bankruptcy. It is usually possible to obtain the Chapter 13 Trustee’s approval to purchase another vehicle, so long as the new vehicle’s purchase price is less than $12,000, and the monthly payment is less [...]

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New Chapter 13 Debt Limits

February 22, 2010

Currently the maximum debt limits for Chapter 13 are  $1,010,650 in  secured debt, and $336,900 in unsecured debt.  On April 1, 2010, those debt limits will likely increase to $1,081,500 for secured debt, and $360,525 in secured debt.  While these increases are not exactly exponential,  these days every little bit helps.

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Bank Accounts and Your Bankruptcy

February 1, 2010

Clients often worry about whether they will be able to open or even keep bank accounts while their bankruptcy is pending, or even after their bankruptcy is closed.  In both Washington and Oregon, there are no bankruptcy laws that would prevent you from opening or keeping a bank account.  There may, however, be some issues [...]

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Getting Rid of Credit Card Debt in Bankruptcy

September 27, 2009

In both Oregon and Washington, credit card debt is just about the easiest form of debt to discharge in bankruptcy. Occasionally though a credit card lender will file an action against the debtor in the bankruptcy court in order to dispute the discharge of credit card balance. The creditor may assert that some part or [...]

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HOA Fees and Bankruptcy

August 17, 2009

In both Oregon and Washington, a bankruptcy filing discharges any homeowner’s fees that accrued before the bankruptcy case is filed. The discharge does not release the homeowner for fees for months after the case is filed, for so long as the debtor owns or occupies the condo. Because the homeowner is liable for post-file fees, [...]

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Emergencies During Your Chapter 13 Bankruptcy

July 1, 2009

What happens when you cannot make your Chapter 13 Bankruptcy payments to the Portland or Vancouver Trustee due to one time only expense or unanticipated bill?  What do you do when, say, a car breaks down, your heating goes out, or when you or your spouse miss work due to a temporary illness or injury? [...]

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Will Moving Out of Washington or Oregon Harm My Chapter 13 Bankruptcy?

May 5, 2009

If you are living in either the Portland or Vancouver and you decide to move out of state, there should be no impact on your Chapter 13 Bankruptcy, provided that you keep making your mandatory payments to the Chapter 13 Trustee.  You will want to provide your Portland or Vancouver Chapter 13 Bankruptcy Attorney with [...]

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