Fair Credit Reporting Act

How Long is the Bankruptcy on My Credit Report?

August 31, 2008

Credit reporting agencies usually report bankruptcy information for a period of ten (10) years. This does not mean that your credit rating will remain low for much of that time. Credit scoring takes into account the age of derogatory info, and discounts the value of that information as it ages.  Moreover, because you eliminate all of your unsecured [...]

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Your Credit Rights

July 26, 2008

The Federal Trade Commission (FTC) enforces the credit laws that protect your right to get, use and maintain credit. Much of the text below was taken from an article published on their web site. A good credit rating is very important. Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, [...]

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