chehalis

New Chapter 13 Debt Limits

February 22, 2010

Currently the maximum debt limits for Chapter 13 are  $1,010,650 in  secured debt, and $336,900 in unsecured debt.  On April 1, 2010, those debt limits will likely increase to $1,081,500 for secured debt, and $360,525 in secured debt.  While these increases are not exactly exponential,  these days every little bit helps.

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HOA Fees and Bankruptcy

August 17, 2009

In both Oregon and Washington, a bankruptcy filing discharges any homeowner’s fees that accrued before the bankruptcy case is filed. The discharge does not release the homeowner for fees for months after the case is filed, for so long as the debtor owns or occupies the condo. Because the homeowner is liable for post-file fees, [...]

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Emergencies During Your Chapter 13 Bankruptcy

July 1, 2009

What happens when you cannot make your Chapter 13 Bankruptcy payments to the Portland or Vancouver Trustee due to one time only expense or unanticipated bill?  What do you do when, say, a car breaks down, your heating goes out, or when you or your spouse miss work due to a temporary illness or injury? [...]

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The Vancouver, Washington Chapter 13 Bankruptcy Creditors Meeting

May 17, 2009

People are often nervous about the Vancouver, Washington Chapter 13 Bankruptcy Meeting of the Creditors. The real source of this anxiety is that they have no idea what to expect. In Washington, each Chapter 13 Bankruptcy Petition Filer must attend the Meeting of the Creditors or their bankruptcy will be dismissed.  You will want to verify [...]

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Vancouver, Washington Chapter 13 Bankruptcy Trustee Information Sheet

May 13, 2009

If you file a Chapter 13 Bankruptcy Petition in Washington and your hearing is set for Vancouver, Washington will want you to complete and submit a Trustee Information Sheet to your Bankruptcy attorney. Failure to complete the Washington Chapter 13 Bankruptcy Trustee Information Sheet may result in your hearing being continued to a later date.  You do [...]

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