beaverton

New Chapter 13 Debt Limits

February 22, 2010

Currently the maximum debt limits for Chapter 13 are  $1,010,650 in  secured debt, and $336,900 in unsecured debt.  On April 1, 2010, those debt limits will likely increase to $1,081,500 for secured debt, and $360,525 in secured debt.  While these increases are not exactly exponential,  these days every little bit helps.

Read the full article →

Getting Rid of Credit Card Debt in Bankruptcy

September 27, 2009

In both Oregon and Washington, credit card debt is just about the easiest form of debt to discharge in bankruptcy. Occasionally though a credit card lender will file an action against the debtor in the bankruptcy court in order to dispute the discharge of credit card balance. The creditor may assert that some part or [...]

Read the full article →

HOA Fees and Bankruptcy

August 17, 2009

In both Oregon and Washington, a bankruptcy filing discharges any homeowner’s fees that accrued before the bankruptcy case is filed. The discharge does not release the homeowner for fees for months after the case is filed, for so long as the debtor owns or occupies the condo. Because the homeowner is liable for post-file fees, [...]

Read the full article →

Emergencies During Your Chapter 13 Bankruptcy

July 1, 2009

What happens when you cannot make your Chapter 13 Bankruptcy payments to the Portland or Vancouver Trustee due to one time only expense or unanticipated bill?  What do you do when, say, a car breaks down, your heating goes out, or when you or your spouse miss work due to a temporary illness or injury? [...]

Read the full article →

Collector Bothering You after Filing Chapter 13?

April 23, 2009

The filing of your bankruptcy papers should automatically stop any collection efforts once the creditor is notified. Most creditors know this and will stop collection efforts immediately. Unfortunately, it usually takes about thirty days for a creditor to get officially notified. Occasionally, some creditors do not get the word or do get word and still [...]

Read the full article →
Page 1 of 11