Can I Reduce My Car Payment in My Chapter 13 Bankruptcy?

May 3, 2009

In both Oregon and Washington, you can under certain circumstances reduce the amount that you have to pay back to your car lender by filing a Chapter 13 Bankruptcy. This can obviously represent a huge savings to many debtors in the Vancouver and Portland metro areas. Generally speaking, as long as the car loan is [...]

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I Missed My Mortgage Payments During My Chapter 13

May 2, 2009

 The most immediate result of missing your mortgage payment during your Oregon Chapter 13 is the filing of a Motion For Relief From Stay by your lender’s attorney.   A Motion For Relief From Stay, if granted by the Portland Bankruptcy Court, enables your lender to foreclose on the property during your Chapter 13 Bankruptcy because [...]

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Who is the Vancouver Chapter 13 Bankruptcy Trustee?

May 1, 2009

David Howe is the Chapter 13 Bankruptcy Trustee for Vancouver, Tacoma and all parts of Washington in between. Contact information for the Vancouver, Chapter 13 Bankruptcy Trustee is as follows: Office Hours:  7:00 am – 12:00 pm and 1:00 pm – 4:00 pm Monday – Friday Phone Number: Tacoma Office Main Number (253)572-6600   Tacoma [...]

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What do I need to provide the Portland Chapter 13 Trustee prior to my hearing?

May 1, 2009

No later than two weeks before your Portland Chapter 13 Creditors Meeting, the Chapter 13 Bankruptcy Trustee requires  the following items:  1.) Any documents showing the last sixty days worth of income including pay stubs, 401k distributions, documentation of unemployment, pension payments and so on. 2.) Your most recent filed federal and state tax returns. 3.) Bank [...]

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Where in Vancouver are the Chapter 13 Creditors Meetings?

April 30, 2009

In Vancouver, Washington, the Chapter 13 Creditors Meetings(also commonly referred to as Chapter 13 341 Meetings) are all held on the second floor of the Federal Building at 500 West 12th Street, Vancouver, Washington 98660.On-steet metered paking is readily available, but the parking lot in front of the building is for federal employees only. Make [...]

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What if I Miss the Portland Chapter 13 Creditors Meeting?

April 30, 2009

If you miss the Chapter 13 Creditors Meeting in Portland, you should immediately contact your Bankruptcy attorney. Depending on the circumstances, your Bankruptcy Attorney may be able to file a Motion to Adjourn the Creditors Meeting in order to reschedule the meeting. If the motion is denied, you can refile your bankruptcy case.

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Listing All Your Creditors in Vancouver Chapter 13 Petition

April 29, 2009

You must list all of your debts and property in your Chapter 13 bankruptcy petition. The petition you sign, under penalty of perjury, says that you have listed all your property and debts.  If you do forgot to list some of your property it could cause big problems for you if you don’t amend your [...]

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When Do I Stop Paying the Portland Chapter 13 Bankruptcy Trustee?

April 29, 2009

You or, more likely, your employer should keep making payments until the Portland Chapter 13 Trustee specifically requests that the payments cease. The Trustee will inform your employer directly when the payroll deductions are no longer required and should cease. Depending on whether your income places you below or above Oregon’s median income level, you [...]

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Where is the Portland Chapter 13 Creditors Meeting Held?

April 28, 2009

The Chapter 13 Meeting of the Creditors is held at the Wells Fargo Tower at the Chapter 13 Trustee’s Office, 1300 S.W. Fifth Avenue, Suite 1700, Portland, Oregon 97201. Finding parking on the Street for your hearing may be difficult. Paid Parking is of course plentiful and can even be found under the building for [...]

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Do Not Miss any Payments to the Portland Chapter 13 Bankruptcy Trustee

April 27, 2009

You must not miss any payments to the Portland Chapter 13 Trustee unless it is permitted by the bankruptcy judge. When you file your Chapter 13, your creditors are prohibited from taking any action against you. In exchange for that protection, you must complete all your obligations under the plan. Your principal obligation is making [...]

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