Very rarely will any bankruptcy filer have to attend any court hearings. Normally, the only personal appearance, you will have to make is attending a “Meeting of Creditors.” The meeting of the creditors is really a short meeting with a bankruptcy trustee and no judge is present.
While the meeting is important, it is somewhat informal: There is no need to dress up for it and the tone is normally more conversational than confrontational. Very rarely will one of your creditors appear and, if a creditor does appear, it will almost always be on its best behavior.
Comments
my husband does not have state issued id. how could we both file for bankruptcy if he cannot attend the meeting for creditors w/o id? He is a citizen. he was just adopted and we cannot get the required information to get another id card.
He can attend if he has a passport. The process of obtaining state i.d. is pretty easy as well.