Category Archives: Bankruptcy

Wells Fargo to Pay for Wrongs to Homeowners in Bankruptcy

Good news for current and former Oregon and Washington Chapter 13 Bankruptcy filers who saw their mortgage payments rise with little or no notice during the pendency of their Chapter 13 Bankruptcy cases. The U.S. Trustee Program has now entered into a national settlement agreement with Wells Fargo Bank which will require the lender to […]

Changes to Bankruptcy Forms and Schedules in December 2015

Commencing December 1, 2015, nearly all of the Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions. Having reviewed these forms thoroughly, I can only say that these changes will likely substantially increase both the cost and effort involved for potential bankruptcy filings. The changes will likely be a disaster for […]

New Chapter 13 Bankruptcy Trustee for Vancouver and Tacoma

The United States Trustee appointed Mike Malaier as a Chapter 13 Bankruptcy Trustee effective October 1, 2015. Mr. Malaier served as the principal staff attorney for the Chapter 13 Trustee for years before taking over. He will be the Trustee for all Chapter 13 cases arising from Clark, Cowlitz, Pacific, Skamania, Wahkiakum, Pierce, Lewis, Mason, […]


Increase in Consumer Debt

American consumer debt increased steadily in April as credit-card use surged. At the same time,  education and vehicle debt grew at the slowest pace since July 2012.   While economists typically see a pickup in consumer debt as a strong indicator of consumer confidence; however, the growth could also be a sign that money is scarce for many households […]


Banks Agree to Report Debts as Discharged in Bankruptcy

  Two of the largest banks, Chase and Bank of America, have finally agreed to update consumers’ credit reports within the next three months to properly depict debts as being discharged in bankruptcy. This long overdue move is a win for Oregon debtors whose have been living with inaccurate credit reports, sometimes for years after […]


When Do I Stop Making payments in My Oregon Chapter 13 Bankruptcy?

Sometimes it’s hard to tell when you should stop making payments in your Oregon Chapter 13 Bankruptcy. Many attorneys, including myself, will often have to tell clients that their plans will last for at least 36 but might go as long as 60 months. The question then becomes how will I know when to stop […]


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