Category Archives: Bankruptcy

People Don’t Understand Bankruptcy

I cannot say that I am surprised about the result of a recent poll of budget-conscious consumers conducted by the ACCC. The financial education group’s finding is that the vast majority of Americans do not understand the bankruptcy process. I am not surprised because all too often clients who come in to our bankruptcy law […]

Wells Fargo to Pay for Wrongs to Homeowners in Bankruptcy

Good news for current and former Oregon and Washington Chapter 13 Bankruptcy filers who saw their mortgage payments rise with little or no notice during the pendency of their Chapter 13 Bankruptcy cases. The U.S. Trustee Program has now entered into a national settlement agreement with Wells Fargo Bank which will require the lender to […]

Changes to Bankruptcy Forms and Schedules in December 2015

Commencing December 1, 2015, nearly all of the Official Bankruptcy Forms will be replaced with substantially revised, reformatted and renumbered versions. Having reviewed these forms thoroughly, I can only say that these changes will likely substantially increase both the cost and effort involved for potential bankruptcy filings. The changes will likely be a disaster for […]

New Chapter 13 Bankruptcy Trustee for Vancouver and Tacoma

The United States Trustee appointed Mike Malaier as a Chapter 13 Bankruptcy Trustee effective October 1, 2015. Mr. Malaier served as the principal staff attorney for the Chapter 13 Trustee for years before taking over. He will be the Trustee for all Chapter 13 cases arising from Clark, Cowlitz, Pacific, Skamania, Wahkiakum, Pierce, Lewis, Mason, […]


Increase in Consumer Debt

American consumer debt increased steadily in April as credit-card use surged. At the same time,  education and vehicle debt grew at the slowest pace since July 2012.   While economists typically see a pickup in consumer debt as a strong indicator of consumer confidence; however, the growth could also be a sign that money is scarce for many households […]


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