Comments on: If I Don’t File Bankruptcy, Can a Creditor Freeze My Bank Account? http://nwdrlf.com/bankruptcy-info/if-i-dont-file-bankruptcy-can-a-creditor-freeze-my-bank-account/ Free consultations for consumer bankruptcy in the Pacific Northwest Mon, 11 Jul 2011 14:25:27 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Rob Brown http://nwdrlf.com/bankruptcy-info/if-i-dont-file-bankruptcy-can-a-creditor-freeze-my-bank-account/comment-page-1/#comment-522 Rob Brown Tue, 10 May 2011 04:37:58 +0000 http://www.nwdrlf.com/blog/if-i-dont-file-bankruptcy-can-a-creditor-freeze-my-bank-account/#comment-522 I have PTSD, Severe Depression and Bi-Polar Disorder. I make about $2200 a month on Soc Sec Disability and my two kids get about $550 each. Its all deposited into my one account. I pay $624 in child support and $1000 in rent. If I dont eat or buy gas I still fall short every month with basic utilities et al. The divorce just ended about a week ago. I maxed-out my Cards to buy basic life stuff I could not during the 2-year family action. My legal bill was $140K and I have NO assets cept for 40% of the marital residence that is nearly all equity of $280K. ANYWAY...Will a pro-se litigant be able to protect that income? I will not declare BK as I fear fraud being interpreted due to my late spending. OH...and my meds and doctors are about $400/month. I'm not adjudicated as 'nuts,' but I'm diagnosed as such due to years of psych eval and two hospitalizations for suicidal ideation... Fun---huh? I do parties for $50. I have PTSD, Severe Depression and Bi-Polar Disorder. I make about $2200 a month on Soc Sec Disability and my two kids get about $550 each. Its all deposited into my one account. I pay $624 in child support and $1000 in rent. If I dont eat or buy gas I still fall short every month with basic utilities et al. The divorce just ended about a week ago. I maxed-out my Cards to buy basic life stuff I could not during the 2-year family action. My legal bill was $140K and I have NO assets cept for 40% of the marital residence that is nearly all equity of $280K. ANYWAY…Will a pro-se litigant be able to protect that income? I will not declare BK as I fear fraud being interpreted due to my late spending. OH…and my meds and doctors are about $400/month. I’m not adjudicated as ‘nuts,’ but I’m diagnosed as such due to years of psych eval and two hospitalizations for suicidal ideation… Fun—huh? I do parties for $50.

]]>